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Using Your Tax Refund & Tax Return for an Engagement Ring - Is it a good idea?

If you're waiting to get your tax refund before getting an engagement ring, you might want to read this advice from private jeweler and diamond expert Dan Moran of Concierge Diamonds first!

Should You Wait Till Tax Season to Get A Ring?

"A lot of people wait until they do their taxes to get an engagement ring and will hold off on buying an engagement ring until then in the hopes of getting a deal or saving some money in a slower economy. As I advise my clients who wait till Black Friday or other off-season sales to purchase an engagement ring, this is a terrible idea. Read my interviews about why you should not buy a ring on Black Friday - the same concept applies." Wedding bands that fit together with the engagement ring

Why? What Drives the Price of a Diamond?

"Diamonds and gold have value assigned to them based on the markets. That means if you purchase a diamond or engagement ring at 50% off retail during something like an off-season sale, then the piece or the diamond was either marked up extravagantly to begin with, or it's a garbage stone or ring and someone is desperately trying to get rid of it.
And if those two variables are true, how can you be sure you know what you're really getting with a place that does business like that? You can't and have no way of knowing if this person is snowing you or not just so you whip out your wallet and buy whatever they are selling.
Don't be fooled into thinking that you're getting a good deal just because there's a fire sale and you're rushing to get a good deal."
The only way to make sure you get a ring that is unique to you and worth your money is to work with a trusted expert. Contact us today to make the custom ring of your dreams in your budget.
If you’re preparing to propose this year, be sure you do your homework and contact us! There’s a lot to cover, with topics such as: and of course… There's a lot to consider when designing your future bride’s dream engagement ring and it’s important to remember that one size does not fit all and not all diamonds are created equal. If you'd like to ask a diamond question feel free to reach out to us. Our diamond advice is free and I've helped thousands of couples get engaged. We'd love to work with you too! If you want more info but aren't ready to reach out, check out my free guide, How to Buy An Engagement Ring for tons of tips on how to buy a diamond and make the perfect custom ring and see how going custom and not working with a retailer can save you a ton of money on an engagement ring.
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